Compliance Services

Helping you see the forest through the trees in an ever-changing regulatory environment. Guiding you through the volume of critical rules and regulations to maintain high level oversight of your compliance management systems.

Grounded in decades of compliance management oversight both within community banks and outside.

Risk Assessments

Assist management with the development and implementation of risk assessments for consumer compliance and Community Reinvestment Act operations and Bank Secrecy Act/Anti-Money Laundering Programs.

Operating Policies + Procedures

Assist management with the development and/or enhancement of operating policies and procedures to expand adherence with consumer compliance and/or Bank Secrecy Act/Anti-Money Laundering laws and regulations.

Consulting Services

Collaborate with management to validate operating policies and procedures and provide recommendations to enhance compliance management systems and expand oversight and adherence with specified consumer compliance laws and regulations, Community Reinvestment Act, and/or Bank Secrecy Act/Anti-Money Laundering programs. Add value and expertise by serving on compliance, Bank Secrecy Act/Anti-Money Laundering or audit committees and providing best practices to enhance compliance management systems oversight and programs.

Audits + Self Assessments

Collaborate with management on defining an audit scope and conducting transactional testing on high-risk consumer compliance and/or Bank Secrecy Act/AntiMoney Laundering products and services; assist management in developing and conducting a self-assessment of Community Reinvestment Act performance.

Staff Training + Development

Develop and deliver targeted staff training on specified consumer compliance laws and regulations, Community Reinvestment Act, and/or Bank Secrecy Act/Anti-Money Laundering regulatory requirements and bank operating procedures.

Regulatory Examinations

Assist management in preparation for upcoming regulatory compliance, Community Reinvestment Act, and Bank Secrecy Act/Anti-Money Laundering examinations and collaborate with management to remedy and respond to regulatory examination findings and conclusions.

Mackinac Credit + Compliance – We can smooth the waters from a variety of choppy waves that abound.

Conscious, Prepared, Practiced

For over 30 years, our leadership has learned, developed, and optimized best practices for community banking. Having built organizations from the ground up through both organic initiatives and full bank acquisitions of other financial institutions, we can help you navigate the industry challenges to move your company forward one step at a time. Everything from CAMELS help, credit and compliance services, risk mitigation processes, and diligence for growth through mergers and acquisitions — we are here to assist community banks into a new generation to tackle the unique challenges in front of the industry to drive high level operating performance for increased shareholder value creation.