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Management Consulting

Helping optimize your organization for prudent growth both organically and externally to drive shareholder value. We can do big or small strategic projects and various risk oversight work pending your bank needs.

Grounded in experienced staff + broad spectrum engagement.

Participation Loan Placement

MCC has a large network of strong financial institution contacts if a prospective Bank needs assistance in underwriting, placing and selling a loan participation for legal lending limitations or other reasons. MCC’s turnkey assistance can expedite the entire process and make it seamless for the underlying client.

Bank Examination Preparation

MCC can complete a general overview of prospective Bank’s CAMELS components, and/or assist the Bank to remediate any outstanding prior Exam or auditor findings. We can complete various policy and procedure reviews to ensure they are up to date with needed regulatory guidelines and best practices.

Loan Review

MCC offers an external loan review service for prospective Banks. We can assist with appropriate scoping to be approved by the bank’s Audit Committee and will review a sample of loans by size, type, location, etc., to support ALLL levels and overall credit risk management needs to identify areas of concern or support with best underwriting practices.

Board Reporting

MCC can implement its core Management Board Reports and credit dashboards to be used by Bank Management and Boards of Directors. These will provide meaningful data in a concise and value-added package focusing on the key financial and credit metrics of the Bank to manage and control risk to support auditor and regulatory review.

Turnaround Management

MCC leadership also has extensive experience with troubled bank situations who may find themselves under a MOU, Written Agreement or Cease and Desist Order. We can provide interim leadership roles in various capacities to support corrective actions for removal of full enforcement actions or needed improvements in overall bank CAMELS components.

Due Diligence

MCC will provide turnkey due diligence advisory support for prospective Banks looking to acquire other financial institutions or branches. This can include transaction structuring consulting, synergy analysis, definitive agreement review, loan and overall asset review, and appropriate credit and purchase accounting marks.

Process + best practices for streamlined operations.

Insightful, Experienced, Capable

For over 30 years, our leadership has learned, developed, and optimized best practices for community banking. Having built organizations from the ground up through both organic initiatives and full bank acquisitions of other financial institutions, we can help you navigate the industry challenges to move your company forward one step at a time. Everything from CAMELS help, credit and compliance services, risk mitigation processes, and diligence for growth through mergers and acquisitions — we are here to assist community banks into a new generation to tackle the unique challenges in front of the industry to drive high level operating performance for increased shareholder value creation.

We’ve been in your shoes, and are here to help you thrive.