Helping optimize your organization for prudent growth both organically and externally to drive shareholder value. We can do big or small strategic projects and various risk oversight work pending your bank needs.
Grounded in experienced staff + broad spectrum engagement.
Participation Loan Placement
MCC has a large network of strong financial institution contacts if a prospective Bank needs assistance in underwriting, placing and selling a loan participation for legal lending limitations or other reasons. MCC’s turnkey assistance can expedite the entire process and make it seamless for the underlying client.
Bank Examination Preparation
MCC can complete a general overview of prospective Bank’s CAMELS components, and/or assist the Bank to remediate any outstanding prior Exam or auditor findings. We can complete various policy and procedure reviews to ensure they are up to date with needed regulatory guidelines and best practices.
MCC offers an external loan review service for prospective Banks. We can assist with appropriate scoping to be approved by the bank’s Audit Committee and will review a sample of loans by size, type, location, etc., to support ALLL levels and overall credit risk management needs to identify areas of concern or support with best underwriting practices.
MCC can implement its core Management Board Reports and credit dashboards to be used by Bank Management and Boards of Directors. These will provide meaningful data in a concise and value-added package focusing on the key financial and credit metrics of the Bank to manage and control risk to support auditor and regulatory review.
MCC leadership also has extensive experience with troubled bank situations who may find themselves under a MOU, Written Agreement or Cease and Desist Order. We can provide interim leadership roles in various capacities to support corrective actions for removal of
full enforcement actions or needed improvements in overall bank CAMELS components.
MCC will provide turnkey due diligence advisory support for prospective Banks looking to acquire other financial institutions or branches. This can include transaction structuring consulting, synergy analysis, definitive agreement review, loan and overall asset review, and appropriate credit and purchase accounting marks.