Here's what our clients are saying.
Kevin Collison, President + CEO
Dealing with compliance requirements at a community bank impacts all departments and feels more challenging than ever. MCC offered a customized approach to assist with our compliance management system and quickly became a trusted partner and extension of our staff. Their team brings a heightened level of expertise to the bank and our employees have confidence that if they have a compliance related question, MCC will give them the appropriate answer.
Benjamin Wood, Executive Vice President
First National Bank of Michigan (FNBM) was one of the first banks to partner with Mackinac Credit + Compliance (MCC) after identifying a need for a shared resource to assist Community Banks in Michigan. FNBM seized the opportunity to have MCC support our Loan Operations and Credit Department teams. The experience and professionalism at MCC is second to none and FNBM will continue to use MCC to augment various areas in the future.
Daniel E. Bitzer, President + CEO
First National Bank of Michigan | Kalamazoo, MI
Cristin Reid, Chair + CEO
Capitol National Bank | Lansing, MI
“Our institution engaged MCC to provide a final external review of our CECL methodology. Having known and worked with the principals for over 20 years, we chose MCC based on firsthand knowledge of their experience, expertise, and thorough professionalism. The report we received was prompt, encompassing and insightful. We have incorporated all of their recommendations into our final methodology.
We engaged MCC for various compliance and bank administration audits as part of our overall governance program. Their work was timely and very thorough touching on all the pertinent regulatory areas we needed to cover for our upcoming exam. The team at MCC is a trusted resource that we will look to continue to use as we grow our company and its risk profile changes, as they have the skills necessary to help us ensure prudent and efficient oversight of these critical functions.”
Paul Hinkson, Chair + CEO
The Miners State Bank | Iron River, MI
A primary goal of Oxford Bank is to train and promote from within the organization. Most often we are promoting our underwriting staff into other areas of need in leadership and in support roles. Filling the void created by the employee’s success is complicated, time consuming and worst case, could potentially lead to loan production delays. This is where MCC has really proven to be a valuable partner. Their ability to instantly augment our underwriting staff with seasoned professionals has provided us with a seamless resource to meet the timely needs of our clients. MCC’s work product is also exceptional, which is what you would expect from a team with the combined experience that they have assembled.
Bryan Ford, SVP + Business Credit Manager
Our institution engaged MCC as a co-sourced partner to assist us with the oversight and expansion of our compliance management program. Their staff was very responsive and professional when collaborating on an action plan for our institution, and their regulatory experience and expertise makes them a valuable shared resource for community banks.
Lindsey H. Milam, Esq., VP + Chief Compliance Officer
David P. Lamb, President + CEO
Maria Dubiel, Executive Vice President + Chief Credit Officer
Community Unity Bank | Birmingham, MI
Chris Gonyea, President + CEO
State Savings Bank of Manistique | Manistique, MI
Peoples State Bank of Munising has had a long-standing relationship with the principal owners of Mackinac Credit and Compliance (MCC), while they were part of the Executive Management team of mBank. We’ve worked closely with Kelly George and Tammy McDowell on the lending side for many years along with several of their current staff members. We would all agree that MCC has the expertise needed to provide excellent banking services in a wide variety of areas.
We have specifically enlisted MCC to provide loan review services for us in 2024. Based on our past experience with the MCC team, we feel that we’ll get a high-quality work product from their knowledgeable team of professionals and look forward to working with MCC into the future.
Rick Nebel, President + CEO
Peoples State Bank | Munising, MI