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Here's what our clients are saying.

First National Bank of Michigan (FNBM) was one of the first banks to partner with Mackinac Credit + Compliance (MCC) after identifying a need for a shared resource to assist Community Banks in Michigan. FNBM seized the opportunity to have MCC support our Loan Operations and Credit Department teams. The experience and professionalism at MCC is second to none and FNBM will continue to use MCC to augment various areas in the future.

Daniel E. Bitzer, President + CEO

First National Bank of Michigan | Kalamazoo, MI

The team at MCC stepped in quickly when we had a staffing issue and provided seamless and professional credit underwriting support to ensure timely loan write ups were completed for our lenders. Their help ensured client loan requests were adjudicated efficiently. We also engaged MCC for our recent compliance audit; they were thorough, timely and professional during the process, providing value-add recommendations to our team as to oversight and process best practices. Having known the principals of MCC for some time, their team is highly qualified and they provide a variety of different services, both granular day to day and longer term macro assistance. They are a long term resource to support our goals and strategies at Capitol.

Cristin Reid, Chair + CEO

Capitol National Bank | Lansing, MI

Our institution engaged MCC to provide a final external review of our CECL methodology. Having known and worked with the principals for over 20 years, we chose MCC based on firsthand knowledge of their experience, expertise and thorough professionalism. The report we received was prompt, encompassing and insightful. We have incorporated all of their recommendations into our final methodology.

Paul Hinkson, Chair + CEO

The Miners State Bank | Iron River, MI

A primary goal of Oxford Bank is to train and promote from within the organization. Most often we are promoting our underwriting staff into other areas of need in leadership and in support roles. Filling the void created by the employee’s success is complicated, time consuming and worst case, could potentially lead to loan production delays. This is where MCC has really proven to be a valuable partner. Their ability to instantly augment our underwriting staff with seasoned professionals has provided us with a seamless resource to meet the timely needs of our clients. MCC’s work product is also exceptional, which is what you would expect from a team with the combined experience that they have assembled.

Bryan Ford, SVP + Business Credit Manager

Oxford Bank | Oxford, MI