Skip to content

Mackinac Credit + Compliance

Client-driven solutions to enhance credit, compliance + strategic growth processes for community banks.

MCC aims to be a collaborative and value-added service partner for community banks, helping banks more efficiently manage risk and internal work processes for successful long-term strategic growth.

Experience, Expertise + Engagement

We tailor our solutions to your unique business needs with a hands-on approach so you can focus more internal resources on revenue generation and enhancing shareholder value in an increasingly complex and competitive industry.

Let's Talk
Mackinac Credit + Compliance Logo
Having known the principals of MCC for some time, their team is highly qualified and they provide a variety of different services, both granular day to day and longer term macro assistance. They are a long term resource to support our goals and strategies at Capitol.
Cristin Reid, Chair + CEO | Capitol National Bank
Lansing, MI
Read More
We chose MCC based on firsthand knowledge of their experience, expertise and thorough professionalism. The report we received was prompt, encompassing and insightful.
Paul Hinkson, Chair + CEO | The Miners State Bank
Iron River, MI
Read More
The experience and professionalism at MCC is second to none and FNBM will continue to use MCC to augment various areas in the future.
Daniel E. Bitzer, President + CEO | First National Bank of Michigan
Kalamazoo, MI
Read More
Their ability to instantly augment our underwriting staff with seasoned professionals has provided us with a seamless resource to meet the timely needs of our clients. MCC’s work product is also exceptional, which is what you would expect from a team with the combined experience that they have assembled.
Bryan Ford, SVP + Business Credit Manager | Oxford Bank
Oxford, MI
Read More
Our institution engaged MCC as a co-sourced partner to assist us with the oversight and expansion of our compliance management program. Their regulatory experience and expertise make them a valuable shared resource for community banks.
Lindsey H. Milam, Esq., VP + Chief Compliance Officer | Genoa Bank
Genoa, OH
Read More
We engaged with MCC to conduct a compliance website review. Their team demonstrated a high level of professionalism along with a comprehensive understanding of regulations. The review was thorough and covered all relevant aspects of our website. We look forward to collaborating with them on future endeavors.
Kevin Collison, President + CEO | Commercial Bank
Ithaca, MI
Read More
MCC has proven to be an ideal solution for us, offering credit analysis services in a prompt and professional manner. This collaboration has enabled us to swiftly and effectively address the needs of our loan clients. Working with the MCC team has been a positive experience.
Maria Dubiel, Executive Vice President + Chief Credit Officer | Community Unity Bank
Birmingham, MI
Read More
We engaged MCC for various compliance and bank administration audits. Their work was timely and very thorough, touching on all the pertinent regulatory areas we needed to cover for our upcoming exam. The Team at MCC is a trusted resource that we will look to continue to use as we grow our company and its risk profile changes.
Paul Hinkson, Chair + CEO | The Miners State Bank
Iron River, MI
Read More
FNBM seized the opportunity to have MCC support our Loan Operations and Credit Department teams. The experience and professionalism at MCC is second to none and FNBM will continue to use MCC to augment various areas in the future.
Daniel E. Bitzer, President + CEO | First National Bank of Michigan
Kalamazoo, MI
Read More
The team at MCC stepped in quickly when we had a staffing issue and provided seamless and professional credit underwriting support to ensure timely loan write ups were completed for our lenders.
Cristin Reid, Chair + CEO | Capitol National Bank
Lansing, MI
Read More
We have had a long-standing relationship with the principal owners of MCC along with several of their current staff members. We would all agree that MCC has the expertise needed to provide excellent banking services in a wide variety of areas.
Rick Nebel, President + CEO | Peoples State Bank
Munising, MI
Read More
MCC offered a customized approach to assist with our compliance management system and quickly became a trusted partner and extension of our staff. Our employees have confidence that if they have a compliance-related question, MCC will give them the appropriate answer.
Benjamin Wood, Executive Vice President | Range Bank
Marquette, MI
Read More
We engaged MCC to provide a final external review of our CECL methodology. The report was prompt, encompassing and insightful, and we have incorporated all of their recommendations. The Team at MCC is a trusted resource that we will look to continue to use as we grow our company.
Paul Hinkson, Chair + CEO | The Miners State Bank
Iron River, MI
Read More
We engaged MCC for our recent compliance audit; they were thorough, timely and professional during the process, providing value-add recommendations to our team as to oversight and process best practices.
Cristin Reid, Chair + CEO | Capitol National Bank
Lansing, MI
Read More
We recently chose to partner with MCC on fully outsourcing our compliance management because of the background of the principals of the compliance area and the firm’s leadership. Our initial work with MCC on compliance has been very good and look forward to a long relationship.
David P. Lamb, President + CEO | Oxford Bank
Oxford, MI
Read More
We recently signed on with MCC for various compliance audit services and loan review. We believe the timely launch of MCC is critical for community banks and are very confident that we are adding value with these services, knowing the skill sets and banking/compliance backgrounds of their staff.
Chris Gonyea, President + CEO | State Savings Bank of Manistique
Manistique, MI
Read More
Previous slide
Next slide

Building Stronger Community Banks

 Great Lakes Banker magazine’s conversation with the Mackinac Credit + Compliance team from October 2022. Click below to view or download the full article.

Read More

We support community banks.

Credit Support

MCC can support the entire credit administration process as a value-add service provider for community banks, reducing the time, training and expense of procuring skilled staff and needed technology.
Learn More

Compliance

Tailored compliance solutions for lending, deposits, online + mobile banking, treasury management, BSA and more. MCC offers a full bank compliance module.
Learn More

Management Consulting

MCC provides turnkey operational and management support for a range of administrative needs, including participation loan placement, board reporting, bank examination preparation, loan review, due diligence and more.
Learn More

Tailored Solutions

Each bank is as unique as the community it serves. That’s why we offer a variety of “hands on” services that can be packaged in any number of custom combinations to meet your needs.

We Manage

MCC has the capabilities to act as a comprehensive risk management service provider and co-sourced solution, seamlessly connecting to your bank as an extension of your team. From top to bottom we can handle it, so you can allocate more time and resources to revenue generation.

Folders Graphic
Playbook Graphic

We Coach

MCC can serve as a trainer for new lenders or in-house credit and compliance personnel, comprehensively instilling industry best practices and consistent risk oversight processes into your team.

We Assist

MCC can provide personnel bandwidth, expertise gap, networking and operational support as needed to ensure processes run smoothly, helping reduce line of business down times or stalled strategy initiatives. We are a reliable team that has been in your shoes — we can help whenever needed.

Speak graphic

We are community bankers at heart and fully understand the vital importance the industry plays in the overall commerce success of the local markets they serve.

Led by community bank professionals.

We know community banks are the primary engine in these markets for civic undertakings and economic development. Our focus will be to help you better manage risk to expand client relationships for prudent long-term strategic growth, in turn, enhancing shareholder returns and strengthening the communities you support.
Lasco Logo

Strategic
Partners

QwickAnalytics Logo
IntelliCredit Logo