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Mackinac Credit + Compliance

Client-driven solutions to enhance credit, compliance + strategic growth processes for community banks.

MCC aims to be a collaborative and value-added service partner for community banks to help them better position themselves for prudent growth.

Experience, Expertise + Engagement

We do this by helping community banks manage their bottom line in terms of staff and technology more efficiently through shared services to oversee various risk areas within the ever-evolving regulatory environment.

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Building Stronger Community Banks

 Great Lakes Banker magazine’s conversation with the Mackinac Credit + Compliance team from October 2022. Click below to view or download the full article.

We support community banks.

Credit Support

MCC can support the entire credit administration process as a value-add service provider for community banks, reducing the time, training and expense of procuring skilled staff and needed technology.


Tailored compliance solutions for lending, deposits, online + mobile banking, treasury management, BSA and more. MCC offers a full bank compliance module.

Management Consulting

MCC provides turnkey operational and management support for a range of administrative needs, including participation loan placement, board reporting, bank examination preparation, loan review, due diligence and more.

Tailored Solutions

Each bank is as unique as the community it serves. That’s why we offer a variety of “hands on” services that can be packaged in any number of custom combinations to meet your needs.

We Manage

MCC has the capabilities to act as a comprehensive risk management service provider and co-sourced solution, seamlessly connecting to your bank as an extension of your team. From top to bottom we can handle it, so you can allocate more time and resources to revenue generation.

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We Coach

MCC can serve as a trainer for new lenders or in-house credit and compliance personnel, comprehensively instilling industry best practices and consistent risk oversight processes into your team.

We Assist

MCC can provide personnel bandwidth, expertise gap, networking and operational support as needed to ensure processes run smoothly, helping reduce line of business down times or stalled strategy initiatives. We are a reliable team that has been in your shoes — we can help whenever needed.

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We are community bankers at heart and fully understand the vital importance the industry plays in the overall commerce success of the local markets they serve.

We know community banks are the primary engine in these markets for civic undertakings and economic development. Our focus will be to help you better manage risk to expand client relationships for prudent long-term strategic growth, in turn, enhancing shareholder returns and strengthening the communities you support.