Paul Tobias is the former Chairman and CEO of Mackinac Financial Corporation. Paul’s 46 years of experience includes commercial banking, investment banking, turn around management, asset management and private equity/hedge fund investing. Paul is a cum laude graduate of Albion College and holds an MBA with distinction from the University of Michigan. In addition to his Board duties at Mackinac Credit + Compliance, Paul serves as Chairman of the Elcot fund, a London-based private investment fund, and is an advisor to Clarkston Private Client, a Michigan based RIA. Paul is a former Board member and former Board Chairman of Albion College, and a former Board member and Past President of Oakland Hills Country Club. Paul is also the Investment chairperson for the Judson Center Foundation and a member of the First Foundation committee at the First Presbyterian Church of Birmingham.